Workers Compensation

In our experience we find that insurers develop policies based on their interpretation of the legislation. Generally speaking insurers adapt a best practise approach within their policies. More often than not the employees of the insurance company are not familiar with the raw legislation but rather the company’s policy. This creates much grey area which could impact your bottom-line negatively. HR Experts can manage this role within your business on a full time basis or on an as needed basis. Make an enquiry for additional information. HR Experts can impact your bottom line!

There are approximately 100,000 policies in every major state of Australia and just under 600 industry rates to classify your business under. This, combined with the insurer’s lack of in depth knowledge of your business and heavy workloads, quite often result in the selection of a tariff rate that is applicable to your business but perhaps not the most commercial tariff rate to apply to your policy. In many businesses not only one tariff rate applies. Quite often, two rates apply and this could result in more cost effective policy/premium.

Experiencing constant change of your case manager? Does your case manager come across inexperienced? Do you feel like your case manager is not giving your business the time it deserves? Are your Payroll or HR staff too busy to interact with doctors, specialists and injured workers? HR Experts hold industry knowledge and experience to get your workers back to work sooner rather than later by using our specialist providers to achieve the greatest results for your business. Knowing when to use the right investigations and independent medical opinions is critical!